Business Funding Application — See My Funding Options | Anchor & Merchant
Free Funding Application

You know your business.
We know who lends to it.

500+ lenders, 22 funding categories, one free application. No credit pull to start.

How much funding do you need?

No credit pull to start Free, no obligation Takes a few minutes

What's your average monthly revenue?

How long have you been in business?

Roughly where's your credit?

An estimate is fine — this does not pull your credit.

Your estimate

Here's where you stand.

The questions you just answered involved no credit pull of any kind
The application itself runs a soft pull only — no impact to your credit score
A hard pull only happens later, if you decide to move forward with a loan
Free, with no obligation — and a real advisor behind your matches
Almost there

Where should we send your results?

We'll send your results and next steps. No spam, unsubscribe anytime.

Your business

Tell us about your business.

Legal business name EIN When did the business start?
Your numbers

The exact figures.

These are estimates from your earlier answers. Replace them with your real numbers — what you may qualify for is sized on these.

Average monthly revenue How much are you looking to borrow?
Your address

Your home address.

Lenders require both your home and business address. We ask for them separately.

Your address

Your business address.

If you run the business from home, enter that address here too.

Final step

Verify your identity for lender review.

Lenders need this to check eligibility. This is a soft pull only — it will not affect your credit score. A hard pull would only happen later, if you decide to move forward with a loan.

Date of birth Social Security number

Encrypted in transit and sent directly to our funding platform. We never store it.

Secure submission · Your information is never sold

Matching you with lenders…

This takes a few seconds. Please don't close this window.

From question to capital, in four steps.

No branch visits, no phone trees, and no guessing what lenders want to see.

No. 01

Answer a few questions

Quick qualifying questions about your business — no credit pull of any kind at this step.

No. 02

See your matches

Complete the free application to review the options you're matched with — soft pull only, no impact to your score.

No. 03

Send your documents

Upload documents when prompted — like bank statements — and create an account to manage everything in one place.

No. 04

Talk it through

An account manager reaches out to walk through your options and how you'd like to move forward — then handles the rest.

A hard credit pull only happens much later — and only if you decide to move forward with a loan.

See it yourself.

After you apply and upload your documents, your portal starts filling with what you may qualify for as lenders come back. You're not taking our word for what's available — you see the same list we do, and an advisor helps you read it.

One application, every category.

Your bank does two of these. This checks you against all of them at once.

SBA LoansTerm LoansLines of CreditEquipment FinancingInvoice FactoringRevenue-Based FinancingMerchant Cash Advances
What each one costs, and when it's the wrong choice →

Common questions

Do I need a minimum time in business or revenue?

It depends on the funding type. Some options require six months or more in business with consistent revenue, while others are available to newer businesses. That's part of what the qualifying questions determine — you'll see which lenders match your specific profile.

What if my credit isn't great?

Often it doesn't matter as much as you'd think. Some lenders in the network will look at scores in the 500s, and products like revenue-based financing and invoice factoring lean far more on your revenue and your customers than on your score. Apply anyway — that's exactly what this is for, it costs nothing, and it won't affect your score.

What types of funding are available?

Across 500+ lenders: SBA loans, term loans, business lines of credit, equipment financing, invoice factoring, revenue-based financing and merchant cash advances. Which ones you're matched with depends on your business profile — here's what each one costs and who it suits.

What happens after I apply?

You'll get a confirmation email, then a request for the documents lenders need to review your file. Once those are in, your portal starts showing what you may qualify for as options come back from the network. An advisor walks you through them — including which ones aren't worth taking.

Why do you need my Social Security number?

Lenders need it to run the soft credit check that produces your options — without it there's nothing to match you against. It's a soft pull, so it does not affect your score, and it goes straight to the secured funding platform rather than being stored on this website. A hard pull only happens much later, and only if you decide to move forward with a loan.

What documents will I need?

Typically recent business bank statements. Depending on the funding type and lender, you may be asked for additional items. You'll be prompted for exactly what's needed — nothing upfront.

How fast can I get funded?

It varies by funding type. Some options move in a matter of days, while SBA loans and larger facilities take longer. Your account manager will give you realistic timelines for the specific options you're matched with.

Your information is protected

Your details are encrypted in transit and sent directly to our funding platform. We never sell your information, and seeing your options is a soft pull only — no impact to your credit score.

A real person, not a call centre

"Every application here gets a real person — an account manager who walks you through your options honestly."Our Team · Anchor & Merchant

Ready to see where you stand?

Four quick questions, an estimate before anything sensitive, and no credit pull to start.

Free · No obligation · Soft pull only when you apply

© 2026 Anchor & Merchant LLC · Not a lender. Anchor & Merchant is a business capital advisory and funding brokerage. · Privacy · Terms