Anchor & Merchant — Business Capital Advisory
Business Capital Advisory

Your business needs capital.
Let's find it together.

Most business owners don't know what funding they actually qualify for — and banks won't tell you. Anchor & Merchant does. We match you with 500+ lenders across 22 funding categories, powered by a platform with 12 years of real deal data behind every match.

Your Capital Opportunity
500+lenders in our network

Matched to your business profile across 22 funding categories


Matched to your specific business and revenue profile
Sequenced for stronger approval odds
No hard credit pull to see your options
A real advisor behind every match — not a call center
Free to apply, no obligation
500+ lenders in network
22 funding product categories
Bank-grade security · SOC 2 compliant
Platform backed by 12 years of deal data
Two ways we can help

Need business funding, or want to stack your credit?

These solve two different problems. Apply for funding if you need capital now. Get your Blueprint if you want to access capital through strategic credit stacking — including 0% intro APR where you qualify. Many clients do both.

Need Capital Now

Apply for Funding

Already know you need capital? Complete our free application and we'll match you with funding options across 500+ lenders and 22 product categories — at no cost to you.

  • Free funding application
  • Matched to the right lenders, in the right order
  • MCA, SBA, lines of credit & more
  • No upfront cost — ever
Start Free Application →
Credit Stacking For Capital

Get Your Funding Blueprint

Want to put your credit to work? Your personalized Funding Blueprint is a complete credit stacking strategy — personal or business — sequenced bureau by bureau to your actual credit profile.

  • Funding Readiness Score & Credit Grade
  • Credit stacking strategy
  • 3-phase bureau sequencing
  • See your readiness score before you pay a cent
See My Readiness Score →
How it works

From application to real options — fast.

We've removed every piece of friction that slows small businesses down when they need capital most.

1

Tell us about your business

Complete a short application in minutes. No hard credit pull, no commitment. Just the basics about your business and goals.

2

We match you with the right lenders

We analyze your credit and revenue profile against 500+ lenders across 22 funding categories. Every match is sequenced for maximum approval odds.

3

Review your real options

No pressure, no jargon. We walk you through exactly what's available, what it costs, and what makes sense for your business right now.

4

Get funded and keep moving

A dedicated account manager guides you through next steps — document uploads, application status, and staying on top of your options — until you're funded.

Why Anchor & Merchant

We're advisors first. Brokers second.

Most funding brokers just want to close a deal. We want to make sure you're in the right deal — one that actually moves your business forward.

Instant access, with a real person behind it

You get your results immediately — no waiting on us. We also personally review them and reach out if anything stands out, so you're never on your own.

Real approval data — not published guidelines

We know what lenders actually do — their real approval rates, the stips they request, the deals they decline. Not what their website says. Our platform draws on 12 years of real deal outcomes to power every match.

Bank-grade security

End-to-end encryption and SOC 2 compliance protect your sensitive financial data at every layer — the same standard used by banks.

Long-term relationship

Capital needs change as your business grows. We're here for the first deal and every one after it.

Funding products we work with
500+
lenders across 22 funding categories
Merchant Cash Advance SBA Loans Business Line of Credit Equipment Financing Invoice Factoring Revenue-Based Financing Term Loans Commercial Real Estate Startup Funding Credit Stacking
The Funding Blueprint

A different kind of capital strategy.
Built around your credit.

Not every business owner needs a loan. Some need a smarter path — one that uses strategic credit stacking to access capital, including 0% intro APR options where you qualify, without touching business revenue.

1

Launching your first business

Your personal credit can fund the leap before your business has a single dollar in revenue.

2

Already running one

Access a faster lane through personal credit — separate from your business loan pipeline and without the same approval friction.

3

Building business credit

Stack business credit accounts strategically while accessing capital at 0% intro APR where eligible — without it showing on your personal report.

What's inside

See your readiness score first. Pay only if it's worth it to you.

Complete a short profile and your personalized credit stacking Blueprint is generated instantly — built from your actual credit data across all three bureaus, not generic advice. Preview your readiness score and funding range free, then unlock the full bureau-by-bureau strategy when you're ready.

Funding Readiness Score Credit grade & funding range Credit stacking strategy 3-phase bureau sequencing Specific cards, named Day-by-day action plan Backup lender options Personal or business credit
$199 to unlock the full Blueprint
Preview your score & funding range — free
See My Readiness Score — Free →

Your capital is out there.
Let's go get it.

Apply for business funding, check your credit stacking readiness, or both. Either way, you'll know exactly where you stand — fast.